What are the fees and charges for Zip Pay?

Zip Pay

There are no setup costs and there's no interest ever with Zip Pay.

  • Account Fee
    A $6 account keeping fee is applied at the start of each month when there is a balance owing on your account, this monthly fee is waived if the closing balance is paid by the due date (before the end of the month).

  • Late Fees
    If the Minimum Repayment Amount of $40.00/mth is not paid within 21 days after the Due Date a $5 late fee will be added to an account.

  • Seeing a $1 fee on your card after applying?
    When adding a card, we will require you to have sufficient funds available so that we can conduct a pre-authorisation of $1. This $1 is not a charge, and it will disappear from your bank account within a few days.

 Any fees charged are added to the outstanding balance.

That’s it!


You won't find any other fees hidden in the small print.
So apply here now!

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