What are the fees and charges for Zip Pay?

Zip Pay

There are no setup costs and there's no interest ever with Zip Pay.

  • Account Fee
    A $6 account keeping fee is applied at the start of each month when there is a balance owing on your account, this monthly fee is waived if the closing balance is paid by the due date (before the end of the month).

  • Late Fees
    If the Minimum Repayment Amount of $40.00/mth is not paid within 21 days after the Due Date a $5 late fee will be added to an account.

  • Seeing a $1 fee on your card after applying?
    When adding a card, we will require you to have sufficient funds available so that we can conduct a pre-authorisation of $1. This $1 is not a charge, and it will disappear from your bank account within a few days.

 Any fees charged are added to the outstanding balance.

That’s it!


You won't find any other fees hidden in the small print.

So apply here now!

Find out How repayments work here

Learn more about Zip Money fees and charges here

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