Who is eligible to apply for a Zip Pay account?

To be eligible to apply for a Zip Pay account, you need to:

  • Be aged 18 years or older
  • An Australian citizen or Permanent Resident
  • A valid Australian mobile phone number and email address 

To verify your identity, we will also require you to have a verified Facebook, PayPal or LinkedIn account in your own name.

We then apply our responsible lending criteria to each application. If you have previous bankruptcies or insolvencies, we unfortunately won't be able to approve you for an account. 

It's important to ensure all personal information you provide is accurate and your own, as false information will result in your application being unsuccessful. 

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